How to Save Money around the Home

-

  1. Live in an affordable home
  2. Make use of worm farm to help to fertilize your soil
  3. Throw kitchen scraps to worm farm or to be used as fertilizer
  4. Don’t forget your keys, call out fee to keysmith costs a bomb!
  5. Make full use of your garden by growing your own food, selling extra food on the farmer’s market or swapping the extra food with friends or colleagues or neighbours.
  6. Sell your unused items and food.
  7. Conduct spring cleaning, sell your items on gumtree, garage sale or flea market.
  8. Donate your unsellable items and food (earn Karma points).
  9. Have a minimalist decorations.
  10. Use your kid’s painting or your pet’s paw painting as decorations. It has high sentimental value and low cost in your wallet.
  11. Buy second hand furniture, visit gumtree or graysonline. There are plenty of people who have to sell stuffs urgently (they could get overseas assignment suddenly from their government or their companies). Or there are people who just like to change their furniture and decoration every year.
  12. Or buy new but flawed furnitures.
  13. Or buy ex display furnitures.
  14. Buy good quality products, the cost per wear or cost per use is less.
  15. Don’t buy additional warranty, it is normally not worthwhile.
  16. Don’t stock your home with a lot of items.
  17. Don’t buy additional storages. If you have too many items, that means there are items that are unused. Unused must be sold. Less clutter happy mind. Storage cost purchases are not worth the while. You are just going to be accumulating junks at the cost of storage costs. Donate them or sell them.
  18. Try to swap house chores with neighbours, such as babysitting, lawn mowing, cleaning the gutters, raking leaves from the lawn, etc. It is going to save you the cost to pay out for tradesperson or nannies to do the job.
  19. Be handy, try to fix things on your own.
  20. But be careful, don’t skimp on things that you cannot fix on your own, such as electricity. It could be much more costly if you don’t do it properly.
  21. Don’t buy items that can be thrown away after each use, such as mops, wipes, etc. Use the old fashioned mops and cloths.
  22. Don’t throw away napkins, tissues, ketchups, wet wipes, cutleries which you get from buying take away. Stock them up at home. It would be handy and reduce buying your own stuffs.
  23. Buy generic products.
  24. Make your own cleaning solutions.
  25. Don’t buy clothes that are dry clean only.
  26. Pay utilities bills on time, avoid late fees.
  27. Maintain and keep your appliances well. Prevention is better and less costly than cure. For example, engage in regular (yearly) pest spray and termite spray. Often, the house could come with termite/pest warranty and if you don’t pay to conduct the yearly pest/termite spray, the warranty would be extinguished. And by the time you realize the termite/pest problem, usually it would be already too big. Conduct the regular check, to avoid large bill.
  28. Stock up and replace your items during discount (mid year and end of year), make full use of staff discount and credit card points.
  29. Maintain cleanliness and hygiene.
  30. Check for flood report, bush fire report, termite report, and any other report prior buying your home.
  31. Decorate with minimalist decorations. If you can decorate it with your own products, such as kids’ paintings.
  32. Install smoke alarm and ensure it is working.


©™ Kaizen Money Smartt

Please feel free to leave a comment, feedback & thoughts in the comment section below.

And if you like it, click on the Facebook icon below.

Thank you & have a good day!



Spend a few minutes filling online surveys, minute online tasks and earn lotsa of $$$
Sign up for FREE by clicking below:
Vindale

Swagbucks

Rewards Central

Earn cash backs and shopping a bargain by signing up for FREE:
Brands Exclusive

OZ Sale

Cash rewards






For cushier income: 
Invest in solid cryptocurrency through Binance
Binance has low fees
Binance provides chance for Australians to invest in a wide array of good cryptocurrencies (the next revolution) with very low fees.

For currency trading use IG: 

Comments

Post a Comment

Please leave a comment below

Popular posts from this blog

How to stick to your budget

-
Image
1. Know exactly all of your expenses . List all of your expenses - write all of them down to the specific and exact details. Know exactly the following detail about your expenses: i). What are they? Gas bill, electricity bill, water bill,  hot water bill, food or grocery bill, home phone & internet bill,  mobile phone bill, private health insurance bill, public transport tickets, fuel costs, car insurance bill, home insurance bills (building & content insurance, or renter's insurance), rent or mortgage payment, council rates, body corporate rates, socialising and  entertainment expenses, etc. ii). Know when are they due, to the exact date or if not possible, to the exact period. For example, I know exactly that my mobile phone will be due on every 25th of the month, my private health insurance will be due on exactly every 1st of the month. For my annual home insurance bill, annual car registration cost and annual landlord's insurance bills, I know th
Read more

How to really save money?

-
I am a very good money manager. I save a very high amount of my salary consistently every payday. I was saving 75% of my income consistently in the last three years. I have zero debt. I paid everything, including car, with cash - no loans. I aimed to be able to afford a house with cash, too. I am not a weirdo frugal. I wear reasonably nice clothes, shoes and accessories (bags, watch and jewellery). I go out and enjoy nice dinners occasionally. And no, I am not a high income earner. I earn $70,000 gross per year. And no, I don't earn any bonuses at all. And no, I don't get anything (money, gifts, presents, bribes, or anything alike) from anyone, at all. People always come up to me and literally complained, "why can you have that?" "how do you  afford that?" "how do you have enough money?" "you must have a rich boyfriend!" All sort of negativities. I always say "save, have zero debt and pay cash for everything." May b
Read more

How I saved $130,000 in less than three years with under average salary

-
Image
I consistently save 75% of my income year after year. And , I have accumulated more than $130 , 000 on less than average income in three years. How did I do it? I use my budget planner (download for free here ) to achieve it. How does using my budget planner achieve constantly 75% saving of income every year. In my free budget planner , I have listed almost all possible expenses. This tells you about your expenses, so that you know (really know know ) your expenses - what are they, how much are they, and when are they due. Once I knew all of my expenses (what are they & how much are they & when are they due) , I knew what are necessary expenses and unnecessary expenses. Then, I was able to eliminate all of my unnecessary expenses, and to reduce my necessary expense to its core. This makes my financial to be lean. What is a necessary expense and what is an unnecessary expense? I asked myself, what is a necessary expense? What makes
Read more